The first step for homebuyers is a credit check. It’s best to keep an eye on your credit reports so you can spot and correct any mistakes. Secondly, you should avoid running up high credit card bills in the months prior to buying a home (or after your offer has been accepted).
These two steps will help you to become pre-approved, a mortgage lending process that analyzes your income, assets, and debt to estimate how much house you can afford. Then the lender commits to a loan, subject to the house you choose to buy. Being pre-approved will put you in a better negotiating position with the seller.
My mortgage partner’s service representatives can get you loan approval within minutes. I have a fully integrated mortgage operation with access to a variety of loan programs that can be tailored to fit your specific needs. Contact me for more information or visit my website to get started finding right home to fit your means.